Disclosures

Next Chapter Financial, LLC is a registered investment advisor with the State of Colorado, located in Denver, CO. Next Chapter Financial, LLC may only transact business in those states in which it is registered or qualifies for an exemption or exclusion from registration requirements. For non-clients of the firm, Next Chapter Financial, LLC’s web site is limited to the dissemination of general information pertaining to its investment advisory services. Please contact Next Chapter Financial, LLC at 720-281-2218 to find out if we may conduct advisory business in the state or country where you reside. Accordingly, Next Chapter Financial, LLC does not, and will not, effect or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, through this website. Any subsequent, direct communication with a prospective client shall be conducted by a Next Chapter Financial, LLC representative who is either registered or qualifies for an exemption or exclusion from registration in the state or country where the prospective client resides. You can find additional information about Next Chapter Financial, LLC by viewing our Form ADV Brochure on the SEC’s website, www.adviserinfo.sec.gov .